If you’re a regular shopper on Flipkart and have used the Flipkart Pay Later option, you may want to close it for various reasons. Whether you’re switching to another payment method or just don’t need it anymore, deactivating Flipkart Pay Later is simple.

In this guide, we’ll show you how to close your Flipkart Pay Later account easily.

Why Close Flipkart Pay Later?

You may want to close your Flipkart Pay Later account for different reasons:

• Credit Score: If you’re worried about how using Flipkart Pay Later affects your credit score, closing it might be a good idea.
• Switching Payment Methods: If you prefer to use another payment option, it might be time to close the service.
• Overspending: Some people find themselves spending more when using “Pay Later.” If that’s the case, closing it can help manage your budget.

How to Close Flipkart Pay Later Account

Step 1: Log Into Your Flipkart Account

The first step is simple: log into your Flipkart account with your email/phone number and password.

Step 2: Go to the Flipkart Help Center

Once logged in, click on your profile icon at the top-right corner. In the dropdown menu, go to Help Center. This is where you can contact Flipkart’s customer service.

Step 3: Request a Callback

In the Help Center, look for the “I want help with other issues” option. Then, click on “Others”. You’ll see an option to request a callback.

Click it, and a Flipkart representative will call you back in a few minutes. Let them know you want to close your Flipkart Pay Later account permanently.

Step 4: Account Closure and Timeline

Once your request is made, the process of closing your account begins. It may take up to 2-3 months for your account to be officially closed and updated on your CIBIL report.

Alternative Method: Send an Email

If you prefer, you can also close your account by emailing cs@flipkart.com. Write a clear subject line like “Flipkart Pay Later Closure Request” and include your details in the email.

Here’s a sample email:

Additional Tip: Contact the RBI Ombudsman

If you face any issues and need extra help, you can contact the RBI Ombudsman. They can assist with resolving problems related to financial services like Flipkart Pay Later.

Important Things to Know

• Clear Dues First: Make sure you pay off any pending amounts before closing your account.
• No Objection Certificate (NOC): After closure, you’ll receive a No Objection Certificate (NOC) from IDFC First Bank. This may take 2-3 weeks.
• Irreversible Process: Once your account is closed, you can’t reopen it. If you want to use Pay Later again, you’ll need to apply for it from scratch.

Also Read: How to Add Bank Account in Flipkart

Conclusion

Closing your Flipkart Pay Later account is easy, but it’s important to follow the steps carefully. Clear any outstanding balances, contact Flipkart’s customer service, and be patient as the process unfolds.

By following this guide, you can successfully close your account without any issues. If you have any questions, the FAQs should help, or you can always reach out to Flipkart support.

Frequently Asked Questions (FAQs)

1. Can I reopen my Flipkart Pay Later account after closing it?

No, once your account is closed, it cannot be reopened. You’ll have to reapply if you want to use the service again.

2. Are there any fees to close Flipkart Pay Later?

No, it’s free to close your account but make sure all dues are cleared first.

3. How long does it take to close the account?

It may take 2-3 months for the closure to reflect on your CIBIL report.

4. Will closing Flipkart Pay Later affect my CIBIL score?

Closing the account can affect your CIBIL score, but if you’ve paid off all dues, it might improve your score.

5. Can I still use Flipkart Pay Later while the closure process is happening?

No, once you request closure, the service will be deactivated.