One of the largest e-commerce websites in India, Flipkart offers users the ability to add their bank account details for payments relating to their sales, refund requests, or withdrawals. This article is suitable for users who would like to understand the process of adding a bank account on Flipkart, either as a seller or as a buyer. This report sheds light on the various steps of linking your bank account on Flipkart while staying SEO and high-quality-driven.
Why Add a Bank Account to Flipkart?
Before we start defining the process, it is important first to discuss the reasons why you would like to add a bank account to Flipkart.
- For Sellers: So that they can receive the payment for the orders purchased through the platform.
- For Customers: So that they can retrieve their money from canceled or returned transactions.
Adding a bank account guarantees streamlined transaction payments, faster returns and refunds, and convenient withdrawal.
Flipkart Add Bank Account: Step-by-Step

1. Open Your Flipkart Account
- Go to the Flipkart.com website or the Flipkart app on your mobile phone.
- Login using your mobile number or email followed by your password.
1. Open Your Flipkart Account
- Go to the Flipkart.com website or the Flipkart app on your mobile phone.
- Login using your mobile number or email followed by your password.
2. Go to Your Account Settings
- On the homepage, locate the profile icon at the top right corner of the page.
- Click on the profile icon to open your account settings.
- For sellers, you may need to go to the “Flipkart Seller Hub” to access your seller account settings.
3. Select ‘Bank Account’ Option
- Set that menu to ‘My Account‘ or ‘Payment Settings‘.
- There should be an option that says “Bank Account Details” or “Add Bank Account.”
- As a seller, this part should be either within “Payment Settings” or “Payout Settings.“
4. Enter Bank Account Details
Bank account information such as the following will be required from you:
- Account Holder’s Name: The name as it is in the bank account.
- Bank Account Number: Ensure that this is correct.
- IFSC Code: This can be located on the bank cheque or through Internet banking.
- Bank Name: Your bank’s name.
- Branch Name: The name of the bank branch you belong to.
Tip: Make sure the information entered is correct to avoid disarray in payments or withdrawals.
5. Verify the Bank Account Details
- A code to verify the information could be sent to your contact email address linked with Flipkart.
- After receiving the code, input it to confirm your bank account details.
Note: This verification step is necessary for Flipkart to ascertain that the details given are indeed in your possession and belong to you for security reasons.
6. Save Your Bank Account Information
- Remember to press ‘Save‘ or ‘Update‘ after entering and verifying your account information.
- This will allow you to append your bank account details to your Flipkart account.
7. Confirmation
- A message or email will be sent to you for the verification that your information has now been saved in the system.
- This account can now be used to receive payments, refunds, or withdrawals, depending on the type of Flipkart account that you have.
Troubleshooting: Common Issues and Solutions
1. Incorrect IFSC Code or Account Number
- Check that the account number and IFSC code match exactly with the details on your bank account.
2. Bank Account Verification Failed
- Ensure that the name entered matches the one on your bank records.
- Look in your spam or junk folder if you can’t see the verification email or SMS.
3. Unable to Save Bank Details
- Ensure the internet connection is working correctly.
- Try clearing your browser cache or restarting the app.
4. Bank Account Mismatch
- If you have provided incorrect bank account details, edit that in the account settings.
Benefits of Adding Your Bank Account to Flipkart
- Easy Transactions: If you are a buyer or a seller, linking a bank account enables smooth payment and refund processes.
- Security: When using your bank account for payments, rest assured that Flipkart protects your bank information with the highest encryption technology available.
- Fast Payouts: Upon the completion of an order, sellers get faster payouts to their bank accounts.
- Refunds: Refunds reap the benefits of being able to get transactions processed to your bank account faster, especially when the product is returned or the order gets canceled.
Also Read: How to Increase Flipkart Pay Later Limit?
Conclusion
It is very easy to add a bank account to Flipkart, so your transactions on the platform will be effortless. You have been guided sufficiently throughout this process so that you can safely add your bank account and take advantage of quicker refunds and payouts. Always check to make sure that the information you provide is correct so that you do not run into problems.
If you need help adding or changing your bank account, please feel free to contact Flipkart’s customer service, and they will help you.
FAQs Related To How to Add a Bank Account on Flipkart
1. How do I add a bank account to my Flipkart seller account?
Here are the steps that one needs to follow to attach a bank account to a Flipkart seller account.
- Open the Flipkart Seller Hub and sign in
- Look for Payment Settings or Payout Settings.
- Input your bank account holder’s name, bank account number, IFSC code, and your branch.
- Confirm with the code that is sent to your email or mobile phone.
- Finally, save details to finalize the procedure.
2. Can I add a bank account as a customer on Flipkart?
If in the case you need a refund after purchasing an item or getting paid for an order, then yes, you can put your bank information on Flipkart. To do this:
- Log in to your Flipkart account.
- Under ‘My Account’ search for and click on Payment Settings.
- To process refunds quickly, provide your account number and IFSC code.
3. What details do I need to add to my bank account on Flipkart?
When you wish to add a bank account to your Flipkart, you will have to provide the following:
- Account Holder Name: Whosever the bank account is registered under.
- Bank Account Number: The unique identification of your bank account.
- IFSC Code: This refers to the code of the bank branch.
- Bank Name: Your bank’s name goes here.
- Branch Name: The name of the branch where you have your account.
4. How can I verify my bank account on Flipkart?
After adding your bank account, Flipkart will send a verification code to the email or phone linked to your account. Use this code to confirm your identification. This process will positively identify that the bank account belongs to you.
5. Can I update or change my bank account details on Flipkart?
Yes, you can update your bank account details at any time by following these steps:
- Log in to your Flipkart account and navigate to the Payment Settings or Bank Account Settings.
- Edit the details and update your bank account information.
- Ensure to verify the updated details to avoid any payment issues.
6. What if I enter incorrect bank details on Flipkart?
If you enter incorrect bank account details, you may face issues with receiving payments or refunds. In case of an error, you can:
- Go to the Payment Settings section of your account.
- Edit and correct the bank account details.
- Save and verify the updated information.
7. How long does it take to add a bank account to Flipkart?
Adding a bank account to Flipkart is typically a quick process. After entering the details, the verification code should arrive within a few minutes. Once verified, your bank account will be linked to your Flipkart account and ready to receive payments or refunds.
8. Why can’t I save my bank account details on Flipkart?
If you cannot save your bank account details, it may be because of the following:
- The information provided is wrong, e.g., wrong IFSC code or wrong account number.
- You have a problem with your Flipkart account or your internet connection.
- Attempt to delete your web browser cache or update the Flipkart application.
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